Home Insurance
Save Money On Your Home Insurance. Let Next Gen Insurance Shop Multiple Carriers To Find The Best Rate For You.
Home Insurance
Save Money On Your Home Insurance. Let Next Gen Insurance Shop Multiple Carriers To Find The Best Rate For You.
Why Do I Need Homeowners Insurance?
For many, our home is more than just four walls. It's where family happens. For others, our home is one of our biggest investments. A good homeowners insurance policy helps recover quickly if your house is damaged or destroyed by an accident, fire, theft, or other event covered by your insurance policy.
A homeowners insurance policy is a legal contract between you and an insurance company. You will make a monthly payment (Premium) to the insurance company in exchange for the promise to pay (Coverage) for specific home-related financial losses during the term of the policy.
What Does Homeowners Insurance Cover?
Home Insurance can be complicated. It can be easy to overpay if you don't understand what coverages you need.
Your House
Your homeowners policy (Dwelling Coverage) will pay to restore or rebuild your home if your house is damaged or destroyed by a covered event.
Your Stuff
Your home is filled with furniture, appliances, & other items that are important to you. Personal Property Coverage helps to replace these items that are stolen or damaged by a loss.
Others
If you or a family member are found legally responsible for accidentally hurting someone or their property, Personal Liability Coverage helps to pay legal fees, repair costs, & medical bills.
Should I Bundle My Homeowners Insurance?
Bundling your homeowners insurance with your auto, business, or life insurance is the fastest and easiest way to save money on your home insurance.
Car Insurance
Business Insurance
Life Insurance
Who We Work With
We work for you, not the home insurance companies. We make these homeowners insurance companies compete for your business. When insurance companies compete, you win.